The American Dream

March 26, 2009

President and CEO of Beyond Housing – Chris Krehmeyer – talks about what the American Dream means to him, and how he has seen it change ove the course of his life. Chris has a regular blog, which you can find by clicking here  and regularly posts to his twitter account www.twitter.com/chriskbeyond.

I was born on the last of 1961 and just about everyone in my generation and the generation before me had a notion that the American Dream is rooted in buying your own single family home. That was our aspiration. It was a symbol of our success and then the springboard for our children’s success. Like me most working class people look to our homes to be our nesteggs to help build our wealth. We have some pension put away – a lot less now than a year ago but our homes were viewed as our “ticket” to both retirement and helping our childen and grandchildren.

The shift that that has taken place in the last 10-15 years where technology allows us to be incredibly mobile and have the world in our pockets leads me to believe that the idea of the American Dream is beginning to change and will indeed change significantly in years to come. My 20 year old Nick has told me that as of now he has no interest in owning a single family home like the one he grew up in – “maybe a condo” he says. I told him of my recent article in the paper and he informed me politely that he does not know anyone who reads a newspaper. Who am I to pass judgment on this next generation – I do want to pose a question;

What will be the next American Dream? Please let me know what you think.


Making Home Affordable

March 19, 2009

The Treasury Department and HUD have partnered to launch a new website www.makinghomeaffordable.gov for individuals to find out if they are eligible for the President’s new foreclosure mitigation plan. To find out more about the plan visit the website and watch the video below of Chris Krehmeyer of Beyond Housing who is one of our community partners in this work.

To read the press release of the launch of this new site see below.

Read the rest of this entry »


Community Voices: Beyond Housing

March 18, 2009

As we continue our Community Voices series, we gave one of our partners, Beyond Housing, a Flip video camera so they could record their responses to President Obama’s new home foreclosure plan.  Chris Krehmeyer, President and CEO of Beyond Housing, and Linda Ingram, Director of Foreclosure Prevention Services at Beyond Housing, both talk about the plan and what it could mean for St. Louis.

 

Below we’ve featured one of the videos.  To see the other videos from Linda and Chris, you can visit our YouTube channel, or the Community Voices section of our site.

 


Courage, Commitment, and Action

March 5, 2009

Chris Krehmeyer – President and CEO of Beyond Housing – wrote an editorial that appeared in the St. Louis Post-Dispatch yesterday about what is needed for us to get through these tough economic times. He argues that – in addition to empathy – that we need courage, commitment, and action to pull through these tough economic times and help those in poverty. CLICK HERE or on the picture below to read the article.

Chris Krehmeyer


Learn how YOU can be proactive!

February 19, 2009

On Tuesday, January 27, 2009, KETC/Channel 9 broadcast “Facing the Financial Crisis” to help the community learn more about how to deal with the current economic climate. This is a summary of the broadcast town hall meeting, which Ruth Ezell hosted, where community specialists answered specific questions on the financial crisis. The panel consisted of Chris Krehmeyer, president and CEO, Beyond Housing; Eric Madkins, director of housing and foreclosure intervention, Urban League of Metropolitan St. Louis; Jacqueline Tammenga, area director, ClearPoint Financial Solutions; and Todd Swanstrom, Des Lee endowed professor of community collaboration and public policy administration at UMSL’s Public Policy Research Center. You can check out the video below.

 

 
 

Facing the Finanancial Crisis – LIVE TONIGHT!

January 27, 2009

Tune into Channel 9 TONIGHT or watch the live-stream of Facing the Financial Crisis at 7:00pm CST.

Channel 9 producer Ruth Ezell and a panel of experts discuss the impact of the national financial crisis in our area and answer questions from the audience. A team of counselors and advisors from area nonprofit organizations will be on the phones to answer specific viewer questions and connect residents with local resources.

You can watch online at 7pm CST tonight here:

www.ketc.org/financialcrisis

You can join us for a live chat – after the show – at 8pm CST by clicking below:

Facing the Financial Crisis


Chris Krehmeyer: America Has the Chance to Make a Real Difference

December 8, 2008

Below is a letter-to-the-editor written by Chris Krehmeyer – CEO of Beyond Housing – published in the December 4 edition of the St. Louis Post-Dispatch. In the letter Krehmeyer provides context to the current economic crisis by emphasizing that individuals and families are in need of government support, which has yet to materialize.

Another day, another headline about the economic need to save a company that is “too big to fail.” The government — taxpayers — now might buy credit card loans, student loans and who knows what else. The intent, as explained, is to foster more economic activity.I am not an economist, but it strikes me that the genesis of our global financial meltdown with $31 trillion lost worldwide was started by families losing their homes to foreclosure. I am dumbfounded that with all the billions of dollars targeted to “fix” the global problem, stabilize financial markets, unfreeze credits markets, blah, blah, blah, that not one dollar has been directed to actually stop a foreclosure. The Federal Deposit Insurance Corp. proposed a plan to do so, but it appears the Treasury Department did not like it and indicated that it only wanted to make “investments” that would spur economic activity.

 

I would rather see my tax dollars go toward keeping a family in its home, children in their schools, keeping property values up and the keeping local tax base strong.

 

This idea of getting Main Street help is not a talking point; it is about real people and their lives. Regardless of the reason it may have occurred, I cannot imagine a more stressful, difficult thing to happen in one’s life than to lose your home. Programs are in place today in St. Louis and all across the country to work with families and their lenders in an effort to stop foreclosures. We need more resources to do this work, more resources to allow families to live up to their financial obligations, more resources to keep financial institutions strong, more resources to keep neighborhoods intact and more resources to make the statement that we truly care about our neighbors.

 

These times are challenging but we have a real opportunity to make a sound fiscal decision and an incredible difference in the lives of families in crisis. Let’s not waste the chance.

 

Chris Krehmeyer | St. Louis

President/CEO, Beyond Housing